Personal Loan
- Higher loan amounts (Up to 20 multiples of salary)
- Convenient repayment schedules (Up to 48 months loan tenor)
- Competitive interest rates
Credit Card
- Accepted at more than 30 million establishments and over one million ATMs
- Available to all Salaried and Self-Employed UAE nationals and Expatriate residents
- Comprehensive insurance cover
Mortgages – Baitna Home Loans
- Financing of up to AED six million
- Repayment period of up to 25 years
- Salary transfer not mandatory
Home Remittances to Pakistan – UBL Tezraftaar
- Free- of charge – fast, safe and reliable
- Transfer to a UBL or any other bank account all across Pakistan
- Receive cash over counter at any UBL Branch in Pakistan
VISA Debit Card
- Chip Enabled Card providing additional security
- No annual fee
- Accepted at over 23 million merchant establishment and more than one million ATMs worldwide
- Withdraw funds from any bank ATM in the GCC or ATMs Worldwide accepting Visa Card
Multifunctional ATMs
- 24 / 7 access
- Withdraw and deposit cash
- Utility Bill Payment
- Remittances to Pakistan
Phone Banking
24 hour Contact Centre
UBL Phone Banking is available to assist with your queries. We can be reached on:
600-533-335 – From within the UAE
+971-600-533-335 - From outside the UAE
SMS Alert
Available for banking transactions
Bancassurance
- Secure and Secure Plus; choice of two Shari’a complaint Takaful Plans designed to protect the financial needs of your loved ones
- Smart save a Shari’a complaint savings plan designed to help you invest and save money to meet your future financial needs
WIZ Payroll Card
Benefits to Employer
- Fully compliant with the WPS initiative of UAE Ministry of Labour and UAE Central Bank
- Automated salary payment with a convenient solution
- More security for employees with a smart chip card
- Payroll Card is accepted at over 1 million ATMs and 31 million Visa retail outlets
- Dedicated Relationship Officer
Advantages to Employees
- Freedom of accessing funds anywhere anytime
- No minimum balance required
- Free SMS transaction alerts
Fund Manager
‘Asaan Sarmayakari’ - Investment Solutions offering:-
- Income Schemes
- UBL Savings Income Fund (USIF)
- UBL Islamic Savings Fund (UISF) - Pension Schemes
- UBL Retirement Savings Fund (URSF)
- UBL Islamic Retirement Savings Fund (UIRSF)
Investment Solutions
- UBL Savings Income Fund (USIF)
- UBL Islamic Savings Fund (USIF)
Pension Solutions
- UBL Retirement Savings Fund (URSF)
- UBL Islamic Retirement Savings Fund (UIRSF)